???? SLAY THE DTI WITH THIS SPOOKY HORROR EDIT ????

Are you burned out of that icy debt-to-income ratio (DTI) weighing you down? Prepare to conquer your finances with this creepy horror-themed edit! This isn't your average budget spreadsheet; we're talking ghastly visuals and spine-tingling insights that will have you chanting for more. Let's invoke the power of fear to finally vanquish your DTI!